Stock Loans

Hedge current portfolio positions and gain access to capital resources through loans against free trading, aged affiliate or aged non-affiliate securities. Make proper use of your assets while waiting for performance and hedge your position should the asset move against you.

Whether you need to borrow cash for personal or business purposes, these loans against stock can be funded in as few as five business days and are available to insiders, affiliates and common shareholders of publicly traded companies on U.S. exchanges, as well as other major foreign exchanges.

Big Board or Large Cap stockholders are usually elegible for high LTV's while Small to Mid-Cap stockholders can receive respectable LTV's based on exchange, price and liquidity. Furthermore, no expenses or upfront fees are charged for our loan programs.

Stock Loan is a loan. It is not a sale. For most of our borrowers, a Stock Loan does not trigger a capital gains tax event unless they default. And though the proceeds cannot be put into any marginable securities, they are available for other types of investments or purchases. Interest can accrue or be paid quarterly.

There are no margin calls. Enron stock investors with a Flagship Stock Loan would have received 90% loan to value out of their investment - and been free to walk away without a single margin or house call, even after the infamous fall in share price.

Yes, literally, walk away. These are "non-recourse" stock loans, so that if you wish, you may simply walk away and owe not a penny more to us as lender, with no negative consequence to your credit, forfeiting only the presumably devalued stock shares. Why? We've written private hedges on every share. And though you may have tax consequences in the event of default, you won't have to repay your loan to us.

In the market? Out? Why not both? So you want your stock investments to stay stock investments. You love your stock picks. And they aren't doing too badly, maybe have some great prospects next year too. You rightly don't want to sell (maybe capital gains taxes are looming?); you don't want to leave the market. But you need the cash. In... Out...Go.... Stay... What to do?

Consider a Stock Loan for Your Stock Investment. Put a floor on your potential loss, while keeping all of your potential gain. Stock Loan means you can do both. No need to sell your shares if you'd rather leave them in the market working for you... You can tap their value today ? safely ? so you can have the cash you require. You'll get 90% of the market value and no principle or interest payments, if you choose to let interest accrue.

But... if the share price increases, that increase belongs entirely to you. The upside (depending on the type of Stock Loan you choose) from the the stock portfolio is thus yours. You stay in the market, and out, at the same time. The best of both worlds!

Afra AmirSanjari is the Principal for Peacock Capital. Peacock Capital specializes in solving the cash flow challenges of Small/Medium Businesses, Government Vendors and Individuals with innovative financial solutions by providing a network for securing operating capital.


Stocks & Mutual Fund articles

  1. Managing Investing and Stock Market Risks

    Reduce your investing and stock market risks by:Setting your sights on the long term, patiently riding with the ups and downs!If you have the time to be patient, you can benefit from time diversification. The more numerous good years fo... more to this article

    Article category: Stocks & Mutual Fund Information

  2. How Much Information Do You Need?

    You have decided to buy some stock or mutual funds, but wonder which one to buy. You need more information so you call your broker for advice. A so-called "full service" broker will bury you with all kinds of reports, analysis sheets and ot... more to this article

    Article category: Stocks & Mutual Fund Information

  3. Pathways

    During our travel down life's path we come to many places where the trail divides and we must make a decision. Some involve psychological (emotional) choices ? marriage, divorce, leaving home, career changes, etc. Others are monetary ? buying a new c... more to this article

    Article category: Stocks & Mutual Fund Information

  4. The Exclusive Club of Large Caps

    Picture one of those clubs where only the real heavyweights need apply. In the library the old aristocrats, General Motors and JP Morgan, are dozing in their leather chairs. On the terrace, a late luncheon is underway for those who have only improved... more to this article

    Article category: Stocks & Mutual Fund Information

  5. Lies, Damn Lies and Mutual Fund Returns

    How many times has this happened to you? You're at a social function and the conversation turns to investing. Pretty soon, people are comparing how well their investments are doing. As you might imagine, being an investment advisor this happens to me... more to this article

    Article category: Stocks & Mutual Fund Information

Stock Loans information

Article categories


Every day I hear from the "experts" on CNBC-TV and...

Stocks & Mutual Fund Information

Stock Insurance

You have a lock on your house. You have a lock on your car. ...

Stocks & Mutual Fund Information

Price to Earnings Ratio - P/E

After finding the price of a particular stock, usually the n...

Stocks & Mutual Fund Information

8 Penny Stocks to Avoid

There are many good penny stock investments available, which...

Stocks & Mutual Fund Information

What To Buy Now

I am sure that if you have a brokerage account with a "full ...

Stocks & Mutual Fund Information

Frog In The Pot

You remember the story about the frog that was put into a po...

Stocks & Mutual Fund Information

Managing Investing and Stock Market Risks

Reduce your investing and stock market risks by:Setti...

Stocks & Mutual Fund Information

Again With the Bubbles?

A few years back ? it seems like an eternity today ? the U.S...

Stocks & Mutual Fund Information

What To Buy?

Now that you have some money burning a hole in your pocket a...

Stocks & Mutual Fund Information

The Information Age

It is wonderful to be alive in the information age. We know ...

Stocks & Mutual Fund Information

So, What is This Stock Market Thing Anyway?

We've all heard of the stock market and probably have a gene...

Stocks & Mutual Fund Information

A Triple Dipper: How to Make 3 Profits on 1 Stock Trade

This is a rather simple strategy with which I am sure a lot ...

Stocks & Mutual Fund Information

Choosing A Fund

For years I have been saying you must have a fund that is ou...

Stocks & Mutual Fund Information

Dispelling Illusions of the Stock Market

How can you dispel an illusion unless you look directly at i...

Stocks & Mutual Fund Information